Home Depot Credit Card Login and Payment: Login for HomeDepot Credit Card Services

ffortlessly Control Your Home Depot Credit Card Account Online

Take charge of your Home Depot credit card account with convenient online access, available anytime and on any device. Apply for a Home Depot credit card today to unlock a host of benefits.

Craft Your Project with a Budget Tailored to Your Aspirations

Enjoy a competitive 8.99% Credit Rate/APR* with the following perks:

  • No annual fees.
  • Credit available for up to $50,000* with no down payment required.
  • A generous 6-month window to make all your project purchases.
  • Flexible repayment options: Settle your balance in 60 equal monthly payments or pay in full at any time without incurring pre-payment penalties*.

Seamless Integration Across Home Depot Platforms

Your Home Depot credit card is versatile, allowing you to utilize it seamlessly for online purchases, in-store transactions, and for select Home Services. Make the most of your Home Depot credit card to turn your home improvement dreams into reality.

How Project Loan works

  1. Kickstart Your Projects Today: Apply online and secure approval for up to $50,000, empowering you to commence your shopping journey immediately with the Home Depot Project Loan Card.
  2. Flexible Purchase Timeline: Enjoy a generous 6-month window to make all your project-related purchases. Whether you’re shopping online, in-store, or availing select Home Services, the Home Depot Project Loan Card has you covered.
  3. Effortless Shopping Experience: Simplify your checkout process by scanning the Project Loan card barcode directly from your phone or utilizing the virtual card number for seamless online purchases at homedepot.ca.
  4. Tailored Repayment Options: As the 6-month Shopping Period concludes, manage your finances effectively by choosing to pay off your Project Loan balance in up to 60 equal monthly payments or settle the entire amount at any time. This flexibility ensures that you can align your repayment strategy with your financial goals and preferences.

Pay for Your Dream Project in Equal Monthly Payments

Loan Amount
Typical Monthly Payment at 8.99% APR
$500* $44
$1,000 $21
$5,000 $104
$10,000 $208
$20,000 $415
$25,000 $519
$30,000 $623
$35,000 $726
$40,000 $830
$45,000 $934
$50,000 $1,038

Home Depot Credit Card Login

Credit Center – The Home Depot

Visit the Home Depot Credit Center at https://www.homedepot.com to explore a range of Credit Card Services. Discover the right card for your needs, whether you’re looking for a Consumer Credit Card. Easily pay and manage your account, apply for a card, and explore exclusive offers. Additionally, the Project Loan option is available for your specific project needs.

Credit Center FAQs – The Home Depot

For answers to common queries about credit options, navigate to https://www.homedepot.com/general_credit_center_fa…. Learn about the versatile Project Loan, applicable for in-store or online purchases and Home Services. Find information on making payments to keep your account in good standing.

Help and Customer Service Center – The Home Depot

Access the Help and Customer Service Center at https://www.homedepot.com/customer_service for detailed information about the return policy. For immediate assistance, connect with the Customer Service department at 1-800-HOME DEPOT (466-3337).

Why Was My Credit Card Declined? – The Home Depot

If you’ve experienced a credit card decline, visit https://www.homedepot.com/SF_MS_SV_FAQ_Credi… to understand the potential reasons behind it. Learn about common factors that may lead to a declined credit card transaction.

Pro Xtra Loyalty Program at The Home Depot

Explore the Pro Xtra Loyalty Program at https://www.homedepot.com/Pro_Xtra. This program offers time and money savings, along with rewards for members. Sign in to your account, join the program, and earn perks four times faster with every $1 spent.

Explore More on homedepot.com

Discover additional information about online shopping, orders, and purchases at https://www.homedepot.com/About_Shopping_Online. Whether you’re managing your My Home Depot Credit Card or exploring various services, this section provides valuable insights. Hello, sign in, or create an account for a personalized shopping experience.

Frequently Asked Questions

What is the Project Loan Card?

Your Home Depot Project Loan Card offers versatile usage, functioning much like any other credit card. Here’s how you can make the most of it:

  1. In-Store Purchases:
    • When shopping at any Home Depot store, utilize the Project Loan Card by presenting the barcode on your smartphone at the checkout.
  2. Online Shopping at homedepot.ca and Home Services:
    • For online purchases at homedepot.ca or when availing select Home Services, enter your Project Loan card details at checkout. This includes the card number, expiry date, and CCV code.
  3. Physical Project Loan Card:
    • If preferred, you have the option to order a physical Project Loan Card. This card comes equipped with Chip and Pin technology, enhancing security for your transactions.

This flexibility allows you to seamlessly integrate your Home Depot Project Loan Card into various aspects of your shopping experience, whether in-store, online, or through select Home Services.


Important Notice: To enhance security, please be aware that the barcode associated with your Project Loan Card will undergo automatic refreshing. This renewal occurs every 24 hours or following each purchase made with the card. This precautionary measure is implemented to safeguard your account and ensure the secure and seamless usage of your Home Depot Project Loan Card.

Are there payments or fees associated with the Project Loan Card?

For Canadian Residents (excluding Quebec):

During your shopping with the Project Loan Card, you’ll incur interest-only monthly payments at a rate of 8.99% on the current purchase balance. These payments will be deducted from the linked chequing account. Following the conclusion of the 6-month Shopping Period, it becomes mandatory to settle the Project Loan balance through up to 60 equal monthly payments.** It’s essential to note that no additional fees or charges are associated with the usage of your Home Depot Project Loan Card.

For Quebec Residents:

For Quebec residents utilizing the Project Loan Card, interest-only monthly payments will be applied at a credit rate/APR of 8.99% on the existing purchase balance. These payments are withdrawn from the linked chequing account while shopping. Post the 6-month Shopping Period, settling the Project Loan balance becomes a requirement, achievable through up to 60 equal monthly payments.* Similar to residents outside Quebec, there are no extra fees or charges linked to your Home Depot Project Loan Card.

What can I buy with my Project Loan Card?

Your Project Loan Card provides you with the flexibility to make purchases for any product or service offered by Home Depot Canada. This includes transactions at Home Depot stores, online purchases through homedepot.ca, and select Home Services.

Please be aware that there is a limitation on the use of your Project Loan Card for purchasing gift cards. Unfortunately, this card cannot be utilized for acquiring gift cards at Home Depot Canada. It is important to keep this restriction in mind when using your Project Loan Card for transactions.


  • Jim S. Dawson

    Meet Jim Dawson, a 22-year-old blog writer from New Jersey. With a passion for storytelling and a diverse range of interests, Jim's blog explores the intricacies of technology, travel, and personal development. A perpetual learner and advocate for collaboration, Jim invites readers to join him on a journey of discovery through the lens of his words. Welcome to his corner of the digital universe!

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